Comprehensive Benefits Beyond Just Medical Insurance

When businesses think of employee benefits, medical insurance often takes center stage. But dental and vision coverage can significantly enhance a company’s overall benefits package, offering more than just a nice-to-have option. For brokers, HR professionals, and decision-makers helping clients choose comprehensive coverage, understanding the advantages of dental and vision plans is essential—especially with the unique offerings available through BENADVANCE.

Why Dental and Vision Coverage Are Essential

While medical insurance covers critical healthcare needs, dental and vision plans address specific wellness areas that can improve employees’ overall quality of life. Here’s why these coverages should be part of every benefits package:

• Preventative Care: Much like regular doctor visits, routine dental cleanings and eye exams can catch issues before they escalate. Dental care helps prevent cavities, gum disease, and other costly oral health problems. Similarly, vision exams can detect early signs of conditions like glaucoma, cataracts, or even diabetes. Offering these preventative measures can reduce long-term health costs and help employees stay healthy and productive.
• Long-Term Savings: While some may see dental and vision plans as an added cost, they actually save money in the long run. Dental procedures such as fillings, crowns, or root canals can be expensive without coverage. Vision needs, including prescription glasses or contacts, are often recurring expenses. Having dedicated coverage helps employees manage these costs effectively, ensuring they can get the care they need without financial strain.
• Employee Well-being: Offering dental and vision coverage contributes to employees’ sense of well-being. When employees know they’re covered for a wide range of health needs—not just medical care—they’re more likely to feel valued, which improves morale and retention.

Key Benefits of BENADVANCE’S Dental and Vision Plans

BENADVANCE goes beyond the basics, offering dental and vision plans with valuable perks that make a real difference to employees. Here are a few standout features:

• No Waiting Periods: Many dental and vision plans have waiting periods for major procedures or even basic services, which can be frustrating for new members who need immediate care. With BENADVANCE, employees can access benefits from day one, including more extensive procedures like cosmetic dentistry or orthodontics. This instant access ensures that employees don’t have to delay important treatments due to coverage restrictions.
• Cosmetic and Orthodontic Benefits: BENADVANCE dental plans include comprehensive cosmetic dentistry coverage, giving employees more options for procedures like teeth whitening or veneers. Additionally, orthodontic benefits are available, which is especially important for families with children or adults seeking braces or aligners to correct dental alignment issues. This coverage is often overlooked in standard plans but adds significant value, particularly for those who need more than just preventative care.
• Laser Vision Discounts: For employees looking to improve their vision permanently, laser eye surgery is a popular choice. BENADVANCE’S vision plan includes discounts on laser vision correction procedures, such as LASIK. Offering this perk can be a great incentive for employees considering a long-term solution to vision problems.

Inclusive Coverage for All Ages

One key selling point of dental and vision plans is their appeal across various age groups. From younger employees who may need orthodontic work to older employees requiring more extensive dental care or advanced vision correction, these plans provide essential support throughout different life stages.

• Younger Employees: Orthodontic benefits are a game-changer for families or younger employees needing braces or aligners. This coverage, paired with no waiting periods, means employees don’t have to put off treatment or pay out of pocket.
• Older Employees: As employees age, dental needs often increase—requiring more advanced procedures like crowns, implants, or dentures. Vision care also becomes more important with age, with increased risks of eye conditions like cataracts or glaucoma. Offering these benefits ensures your clients’ employees can take care of their health at every stage of life.

Enhancing Employee Satisfaction with Comprehensive Benefits

For businesses looking to attract and retain top talent, offering a well-rounded benefits package is crucial. While medical insurance is the foundation, adding dental and vision coverage helps create a more comprehensive plan that addresses employees’ broader health needs. BENADVANCE dental and vision plans, with features like no waiting periods and cosmetic benefits, stand out as top-tier options.

By including these coverages, employers show that they value their employees’ overall well-being—not just in terms of immediate health issues but also in their long-term quality of life. This investment in comprehensive benefits is more than just a perk; it’s a reflection of a company’s commitment to its workforce.

Final Thoughts: Dental and Vision Coverage Add Real Value

When guiding your clients through the decision-making process, it’s essential to highlight the full value of dental and vision plans. From preventative care to major procedures, these coverages complement medical insurance and ensure that employees are protected across all facets of their health.

Ensure your clients are prepared with comprehensive coverage that extends beyond medical insurance. Dental and vision benefits may be the key to offering a truly competitive package that attracts and retains top talent. Reach out today to explore all the options.

 

To learn more about the unique benefits BENADVANCE offers, or to get advice on creating the best package for your clients, contact us at partners@benadvance.com. Our team is here to help you build a benefits plan that will truly stand out for 2025 and beyond.