Navigating insurance options can feel overwhelming, especially for individuals and small business owners. Between managing costs, understanding coverage, and finding trusted providers, it’s easy to feel lost. At BENADVANCE, we make it simple. Whether you’re exploring medical, dental, vision, life, or gap insurance, we provide straightforward, reliable solutions designed to meet your unique needs.

Comprehensive Coverage Made Simple

Here’s a closer look at how we can support your insurance goals:

1. Medical Insurance

Your health is your most valuable asset, so finding the right medical plan is crucial. BENADVANCE partners with leading carriers like Cigna, PHCS/Multiplan, Anthem BCBS, and Qualcare. These partnerships give you access to national PPO networks, ensuring high-quality care wherever you are. Our plans are customizable, making them ideal for small businesses with diverse employee needs or individuals looking for tailored solutions. And the best part? There’s no waiting period, so you can enjoy coverage as soon as you enroll.

2. Dental and Vision Insurance

Good dental and vision coverage can make a huge difference in your overall health. At BENADVANCE, we work with trusted carriers like MetLife and Delta Dental to provide comprehensive options. Our dental plans include coverage for preventive care, orthodontics, and even cosmetic procedures like implants. For vision, we offer plans from VSP Vision and MetLife Vision with benefits like annual exams, frames, and even discounts on laser surgery. With no age restrictions and immediate access to benefits, these plans are built for everyone. 

3. Life Insurance

Life insurance should be straightforward and accessible, and BENADVANCE ensures it is. Our guaranteed-issue term life insurance provides up to $50,000 in coverage without requiring medical exams or background checks. For those needing more coverage, we offer simplified underwriting options for up to $300,000. You can trust our plans to deliver the financial security you and your loved ones deserve, with coverage starting on day one.

4. Gap Insurance

Even the best insurance plans may leave you with out-of-pocket expenses. That’s where gap insurance comes in. Our plans provide cash payouts for costs related to hospital stays, surgeries, or critical illnesses like cancer, heart attacks, and strokes. With benefits starting immediately, you’ll have peace of mind knowing you’re prepared for life’s unexpected challenges.

Why Individuals and Small Businesses Choose BENADVANCE

Insurance decisions shouldn’t feel like guesswork. With BENADVANCE, you’ll have the tools and guidance to make informed choices. Here’s why so many individuals and small business owners trust us:

• Top-Tier Insurance Carriers: We partner with reputable providers like Cigna, MetLife, Delta Dental, VSP Vision, and more to ensure the best coverage options.
• No Waiting Periods: Don’t wait for your benefits to kick in. Our plans provide coverage from the moment you enroll.
• Affordable Options: Get large group pricing even if you’re a small business or an individual. We believe quality insurance should be accessible to everyone.
• Flexible Plans: Customize your benefits to fit your needs. Whether you’re looking for basic coverage or something more comprehensive, we’ve got you covered.
• Expert Guidance: Our team simplifies the process, helping you navigate your options with confidence.

 

Insurance That Works for You

We understand that everyone’s needs are different. Individuals may prioritize affordable coverage with no waiting periods, while small businesses look for plans that balance quality and cost for their employees. BENADVANCE bridges that gap with innovative, customizable insurance products that fit your lifestyle, budget, and goals.

For example, our dental and vision plans offer flexibility for older adults, with no age limits on coverage. Meanwhile, our life insurance solutions ensure guaranteed protection with minimal paperwork, perfect for those who want fast approval and peace of mind. Whatever your priorities, our plans deliver.

Take the Next Step Today

Why wait? Get the coverage you need with the support of industry experts. Schedule a 1-on-1 consultation with BENADVANCE to explore your insurance options and find the right fit for your needs.