Health insurance brokers often spend months chasing carrier appointments, navigating contract tiers, and juggling network restrictions just to remain competitive. These hurdles slow growth, especially for brokers ready to expand beyond their local area.

BENADVANCE offers a faster, simpler way forward: one partnership that opens the door to a curated mix of national and regional carriers without back-room negotiations or endless paperwork.

One contract, many opportunities

With BENADVANCE, brokers sign one contract and instantly gain access to medical, dental, vision, life, and supplement insurance carriers nationwide. This includes competitive PPO individual plans for clients who don’t qualify for marketplace subsidies, plus group coverage for small businesses that don’t meet traditional carrier requirements.

Brokers can quote in real time, compare plans side by side, and rely on BENADVANCE’s back-office team to handle renewals. That means less time buried in logistics and more time advising clients.

White-label branding with nationwide reach

Everything on the platform is white-labeled, giving brokers a professional storefront under their own brand. Whether serving a small business in New Jersey or quoting a policy for a remote employee in Arizona, the platform scales effortlessly. Multi-state employers, associations, and franchise groups benefit from a consistent, branded experience across locations.

Centralized quoting and ALL YEAR ROUND ENROLLMENT

BENADVANCE consolidates pricing, plan types, and eligibility into one workflow. Brokers avoid logging into multiple carrier portals or tracking product changes in scattered spreadsheets. Having the ability to quote competitive options for any state, industry, or income bracket helps brokers present solutions with authority and confidence.

Beyond medical coverage

BENADVANCE’s product lineup is designed to keep clients fully protected:

• Medical: PPO access through Cigna, PHCS/Multiplan, Anthem Blue Cross Blue Shield, and QualCare networks.
• Dental: National PPO networks with no age limits and no waiting periods, plus orthodontia and implant coverage.
• Vision: Top-tier carriers like VSP and MetLife Vision with benefits starting day one.
• Life: Guaranteed-issue term life up to $50,000 with higher limits available after a few questions.
• Supplement: Hospital indemnity, accident, and critical illness coverage, paying cash benefits directly to clients.

All plans are available with large group pricing for individuals and small groups, making it easier to serve underserved segments like 1099 workers, COBRA recipients, and startups.

By removing bureaucratic roadblocks and delivering a fully branded, national platform, BENADVANCE enables brokers to grow like a national agency – without losing control over their brand or client relationships.